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ANDREW M. PHILLIPS,
President and CEO, is a 28-year veteran of the
payment-processing industry. Before founding CardFlex, Phillips
owned and operated several other payment-processing companies,
including CheckRite (a check-recovery franchise) and Integrated
Transaction Services (a full-service processing ISO that
also specialized in electronic benefits transfers). His
technology expertise led him to develop some of the industry’s
top processing technologies, including Transaction Central™,
a web-based credit card and ACH terminal that features all
the functionality of an electronic countertop terminal.
Leveraging his unique experience, Phillips founded Payment
Resources International Inc. (PRI) in 1998. He built that
company into a leading payment processor, specializing in
emerging markets and alternative strategic verticals. Under
Phillips’ leadership, PRI produced above-average portfolio
growth with below-average merchant attrition.
In 2004, Phillips sold PRI and contemplated spending the
majority of his time working with non-profit community organizations.
But the transaction processing world is in his blood, and
Phillips soon saw a need for a merchant services company
that viewed sales and distribution channels as customers.
In 2008, Phillips created that company when he founded CardFlex,
Inc., a wholesale ISO committed to providing best of breed
products and services to the merchant and sales-agent communities
alike.
A highly successful entrepreneur, Phillips is also committed
to community service. He has served as vice chairman of
the Make-A-Wish Foundation of Orange County, serves on the
Board of Directors of the Orange County Alzheimer's Association,
the Board of Directors of Pacific Mercantile Bank (PMBC)
and has been key in the revitalization of the YMCA in Orange
County.
JOHN S. BLAUGRUND, Chief Technology
Officer, is an industry leader with 25 years of
experience in global payments processing, including six
years as senior vice president of technology at Payment
Resources International. Blaugrand has been responsible
for all phases of design, certification, roll-out and on-going
enhancements and support of an IP-based transaction-processing
gateway that supports credit, debit, and EFT/ACH transaction
authorization, capture and settlement.
JAIME GONZALEZ, Vice President of Business Development,
oversees all CardFlex sales channels and strategic partnerships. Before joining CardFlex, he was Vice President of Business Development with TransFirst, where he worked on strategy, sales, and new business formation, particularly in the merchant acquiring space. Gonzalez started his career in electronic payments as director of sales for Payment Resources International, where he established and managed their direct sales force before moving on to grow the ISO channel.
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