President and CEO ANDREW M. PHILLIPS is a 25-year veteran of the payment-processing industry. Before founding CardFlex Financial Services, Phillips owned and operated several other payment-processing companies, including CheckRite (a check-recovery franchise) and Integrated Transaction Services (a full-service processing ISO that also specialized in electronic benefits transfers). His technology expertise led him to develop some of the industry’s top processing technologies, including Transaction Central™, a web-based credit card and ACH terminal that features all the functionality of an electronic countertop terminal. Using his unique experience and background, Phillips founded Payment Resources International Inc. (PRI) in 1998. He built that company into a leading payment processor, specializing in emerging markets and alternative strategic verticals. Under Phillips’ leadership, PRI demonstrated above-average portfolio growth with below-average merchant attrition. Following his sale of PRI to TransFirst, Phillips became president of that company’s Independent Sales Services (ISO) division.

As president and founder of CardFlex Financial Services, Phillips is identifying and achieving the opportunities currently available in the Stored Value and Pre-paid market with a focus on providing a superior product and service standard for businesses and the evolving consumer market. A highly successful entrepreneur, Phillips is also committed to community service. He owns and operates Accelerate Trainings, an educational company that uses state-of-the-art seminars, professional personal coaching, and multi-media products to help individuals and groups perform at peak capacity. He has served as vice chairman of the Make A Wish Foundation of Orange County, and has been key in the revitalization of the YMCA in Orange County.

Chief Technology Officer JOHN S. BLAUGRUND is an industry leader with 22 years of experience in global payments processing, including six years as senior vice president of technology at Payment Resources International. Blaugrand has been responsible for all phases of design, certification, roll-out and on-going enhancements and support of an IP-based transaction-processing gateway that supports credit, debit, and EFT/ACH transaction authorization, capture and settlement.

JAIME GONZALEZ
Vice President of Business Development

Jaime Gonzalez oversees all of CardFlex’s sales channels and strategic partnerships. Jaime has provided leadership for the sales team since its inception and has helped build it into to an industry leader. He directs sales, business development and management of accounts spanning, payment technologies, agent support operations, and account management.

Prior to joining CardFlex, Jaime was Vice President of Business development with TransFirst. There, he worked on strategy, sales, and new business formation, particularly in the merchant acquiring space.

Jaime started his career in electronic payments as director of sales for Payment Resources International, where he established and managed their direct sales force before moving on to grow the ISO channel.